Legal

Terms of Service

Effective date: May 11, 2026 · Red Clay Visions LLC · Montana, USA

Welcome to My Cosmic Rise, operated by Red Clay Visions LLC (“Company,” “we,” “our,” or “us”), a limited liability company formed in the State of Montana, USA. By creating an account, accessing, or using our service, you agree to be bound by these Terms of Service. If you do not agree to all of these terms, do not use the service.

1. Description of Service

My Cosmic Rise provides personalised spiritual guidance through AI-generated daily readings that synthesise Western astrology, Vedic Jyotish, moon phase wisdom, and numerology based on your birth data. The service includes a natal chart viewer, daily reading generator, moon calendar, numerology profile, daily journal, and related features.

Important disclaimer: My Cosmic Rise is offered for entertainment, self-reflection, and personal growth purposes only. Our readings are not a substitute for professional advice — medical, psychological, financial, legal, or otherwise. Astrological and numerological content is not scientifically validated. Do not make significant life decisions based solely on our readings.

2. Accounts and Eligibility

• You must be at least 13 years old (16 in the EEA) to create an account.
• You are responsible for maintaining the security of your account credentials. Do not share your password.
• You agree to provide accurate birth data. Inaccurate data will produce inaccurate readings.
• One account per person. You may not create accounts on behalf of others without their consent.
• You are responsible for all activity that occurs under your account.

3. Free and Premium Tiers

My Cosmic Rise offers a Free tier with core features and a Premium subscription that unlocks full natal chart readings, Vedic wisdom, personalised rhythms, planetary timing, and more.

• Free tier features are available indefinitely without payment.
• Premium features are unlocked only while your subscription is active and are suspended if your subscription lapses.
• We reserve the right to modify which features are included in each tier with 30 days' notice to existing subscribers.

4. Payments and Cancellation

Payments are processed by Stripe, Inc. By subscribing to Premium, you authorise us to charge your payment method on a recurring monthly basis until cancelled.

• Cancellation: You may cancel your subscription at any time via the “Manage billing” button on your Profile page. Premium access continues until the end of the current billing period.
• Refunds: We do not offer refunds for partial billing periods. If you believe you have been charged in error, contact us at support@redclayvisions.com within 7 days of the charge.
• Price changes: We will give at least 30 days' notice of pricing changes to active subscribers before the new price applies.

5. Your Content

Your journal entries and personal data are yours. We do not claim ownership of content you create within the service. By using the service, you grant us a limited, non-exclusive licence to store and process your content solely to provide and improve the service. We do not use your journal entries to train any AI model.

You may not use My Cosmic Rise to generate, store, or transmit content that is unlawful, harmful, harassing, defamatory, or that infringes the rights of others.

6. Intellectual Property

The My Cosmic Rise name, logo, design, software, and proprietary reading generation system are the intellectual property of Red Clay Visions LLC. You may not copy, modify, distribute, reverse-engineer, or create derivative works from any part of our service without prior written permission.

7. Disclaimer of Warranties

THE SERVICE IS PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, ERROR-FREE, OR SECURE. ASTROLOGICAL AND NUMEROLOGICAL READINGS ARE INTERPRETIVE IN NATURE AND WE MAKE NO REPRESENTATIONS ABOUT THEIR ACCURACY OR APPLICABILITY TO YOUR CIRCUMSTANCES.

8. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, RED CLAY VISIONS LLC AND ITS OFFICERS, EMPLOYEES, AND AGENTS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING FROM OR RELATED TO YOUR USE OF OR INABILITY TO USE THE SERVICE, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. OUR TOTAL CUMULATIVE LIABILITY TO YOU FOR ANY CLAIM SHALL NOT EXCEED THE GREATER OF (A) THE AMOUNT YOU PAID US IN THE 12 MONTHS IMMEDIATELY PRECEDING THE EVENT GIVING RISE TO THE CLAIM, OR (B) US $50.

9. Indemnification

You agree to indemnify, defend, and hold harmless Red Clay Visions LLC and its officers, directors, employees, and agents from and against any claims, damages, losses, liabilities, costs, and expenses (including reasonable legal fees) arising from: (a) your use of the service; (b) your violation of these Terms; or (c) your violation of any third-party right, including any intellectual property or privacy right.

10. Termination

We reserve the right to suspend or terminate your account at our discretion if we determine, in good faith, that you have violated these Terms. You may delete your account at any time via the Profile page or by contacting us. Upon termination your right to use the service ends immediately. Sections that by their nature should survive termination (including disclaimers, limitation of liability, and dispute resolution) will continue to apply.

11. Governing Law

These Terms of Service are governed by and construed in accordance with the laws of the State of Montana, USA, without regard to its conflict-of-law provisions. To the extent any dispute is not subject to arbitration under Section 12, you consent to the exclusive personal jurisdiction and venue of the state and federal courts located in Montana, USA.

12. Dispute Resolution and Binding Arbitration

Please read this section carefully. It affects your legal rights.

Agreement to Arbitrate: Except as provided below, you and Red Clay Visions LLC agree that any dispute, claim, or controversy arising out of or relating to these Terms or the breach, termination, enforcement, interpretation, or validity thereof, or to the use of the Service (collectively, “Disputes”), will be resolved solely by binding, individual arbitration and not in a class, representative, or consolidated action or proceeding.

Arbitration Rules: Arbitration shall be conducted by a single neutral arbitrator under the rules of the American Arbitration Association (“AAA”) Consumer Arbitration Rules, which are available at www.adr.org. The arbitration shall be conducted in Montana, USA, or via remote hearing at either party's request. The arbitrator's award shall be final and binding and may be entered as a judgment in any court of competent jurisdiction.

Exceptions: Either party may seek emergency injunctive relief from a court of competent jurisdiction to prevent irreparable harm pending arbitration. Either party may also bring an individual claim in small claims court if it qualifies.

Class Action Waiver: YOU AND RED CLAY VISIONS LLC AGREE THAT EACH MAY BRING CLAIMS AGAINST THE OTHER ONLY IN YOUR OR ITS INDIVIDUAL CAPACITY AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS OR REPRESENTATIVE ACTION.

If this arbitration agreement is found unenforceable for a particular dispute, then that dispute shall be resolved in the courts described in Section 11, and all other disputes remain subject to arbitration.

13. Changes to These Terms

We may update these Terms from time to time. We will notify you of material changes via email or an in-app notice at least 14 days before the changes take effect. If you continue to use the service after the effective date, you accept the revised Terms. If you do not agree, you must stop using the service and may request account deletion.

14. Contact

For questions about these Terms or to exercise any rights described herein, contact us: